Storm Damage

Tulsa averages two to three hail events a year, and the National Weather Service’s own records show April and May each carry roughly a 60 percent chance of hail somewhere in the metro. That makes the question “will insurance pay for a new roof after hail” one of the most common calls a Tulsa, Oklahoma

Insurers pay an average of more than $13,500 per wind and hail homeowners claim, according to Forbes Advisor’s analysis of industry data, which makes wind one of the most expensive perils a Tulsa, Oklahoma roof faces every spring. So is wind damage to a roof covered by insurance? In most standard policies, yes, but the

A lot of Tulsa homeowners assume that once a homeowners policy is active, an insurer legally cannot walk away from it just because the roof is getting older, and that assumption is wrong. Carriers across Oklahoma send non-renewal notices tied directly to roof age every year, often once a roof crosses the 20-year mark, even

A denial letter is not the final ruling on your roof, even though it often reads like one. In Oklahoma, insurers are required to make a coverage decision on a clean claim within 45 days of receiving it, and that decision, whether it’s a denial or a lowball payout, is usually just the insurance company’s